Are Boiler Cover Plans Worth It?
Your boiler is an integral part of your home, ensuring you stay warm through the winter months and giving you hot water year round. You’d probably struggle to live without it, so what would you do if it were to break down? Depending on the repairs needed it can be costly, see this list of prices by which, and it may be necessary to take precautions such as a boiler cover plan to ensure that your not left without a boiler in an unfortunate event. We’re going to assess what you get included within these plans and whether they’re worth taking out.
If you take out a basic plan from one of the main energy providers you can get the following starting from around £10 per month, depending on your boilers age and make:
- Annual boiler service
- Repairs to a gas boiler and controls
- Accidental damage
- Up to £1,000 to to make good for each repair
Is it cost effective?
It’s recommended that you have your boiler serviced annually, which will cost you around £60 depending on where you go. As the annual service is included within most cover plans it may be worth taking out the cover if the premium is on the low end of the scale, as it’s not too much extra per month and will give you peace of mind.
However, if the premium is higher you may be better off just getting a local plumber in to do the repairs when a breakdown occurs. According to Which, the typical cost of a repair is around £300 across the UK and boiler repairs are usually infrequent.
If you’re in the Leeds area and need a boiler repair you can phone Aquaheat on 01134 670 278. We offer a 24 hour callout service and in emergencies aim to be with you within the hour.
Check if you’re already covered
Some home insurances will have boiler cover included so it’s worth checking whether it’s included in yours before you take any cover out.